Making the most of your donor dollars

By: Sandra Block

This year’s seemingly endless string of natural disasters has inspired countless acts of heroism and generosity. But as the year-end giving season begins, some philanthropy experts worry that a phenomenon known as “donor fatigue” could affect individuals’ willingness to support other worthwhile causes. Many global crises don’t get much news coverage in the U.S. For example,... READ MORE

Several good reasons to buy used goods

By: Liz Weston

Bedbugs. Weird smells. The possibility of imminent breakdowns. People have all sorts of excuses for not buying used stuff.Those who deliberately buy used items, though, say such fears are not just overblown — they’re also expensive.Katy Wolk-Stanley, a labor and delivery nurse, has a short list of things she’ll buy new, including personal care items (toothbrushes, makeup,... READ MORE

Don’t procrastinate rebalancing portfolio

By: Eleanor Laise

Rebalancing a portfolio is like going to the gym. You know you should, but it’s so easy to put the task off until tomorrow, or next week, or next year. That’s especially true when stocks, now in the ninth year of a bull market, seem to march ever higher. Shifting money from winning stocks to low-yielding bonds may sound tougher than tackling that treadmill.Older investors may... READ MORE

Strategies to stop being the family ATM

By: Liz Weston

If you want someone to stop asking you for money, the worst thing you can do is say no and then give in after persistent pleading.Such “intermittent reinforcement” — granting a reward after an unpredictable number of requests — makes it more likely the person will ask for another handout than if you just said yes at the start, said Brad Klontz, a certified financial... READ MORE

Fiduciary rule means better money advice

By: Ken Heise

In a Harris Poll conducted in March on behalf of Personal Capital, a digital wealth management firm, 46 percent of respondents said they believed all financial professionals are legally required to always act in their clients’ best interest. Another 31 percent were unsure whether this was the case.Imagine those individuals’ surprise (and maybe yours), in the coming weeks and... READ MORE

Find out if the Equifax hack stole your ID

By: Lisa Gerstner

By now you’ve probably heard that Equifax — which as one of the three major U.S. credit agencies collect loads of sensitive data on consumers — suffered a massive breach, potentially affecting 143 million Americans.In the ongoing saga of rampant data breaches, it’s a stomach-churning twist, and it’s especially galling given that, as one component of its... READ MORE