How to cope with ringing in your ears

By: Jim Miller

Dear Savvy Senior: Are there any new treatments you know of that can help with constant ear ringing syndrome known as tinnitus? I’ve had it for years, but it’s gotten worse the older I get. — Ringing Louder at 62   Dear Ringing: Tinnitus is a common condition that affects around 45 million Americans, but is usually more prevalent in the 60-and-older age group. Here’s ... READ MORE

How retirement savers can reduce RMDs

By: Brian Vnak

Required minimum distributions (RMDs) are the congressionally-mandated, annual taxable withdrawals from retirement accounts required of savers after they reach the age of 70½. The rules surrounding how and when to take RMDs are complicated and arcane, and taking them creates a ripple effect throughout your financial plan that could set you up for some unpleasant surprises. Those who... READ MORE

Risks abound in secondhand smoke, too

By: Steven Ames

Dear Mayo Clinic: Is secondhand cigarette smoke dangerous to my health? Answer: The short answer to your question is yes, secondhand smoke is dangerous. Secondhand smoke — also known as environmental tobacco smoke — is a combination of the smoke coming from a burning cigarette and the smoke exhaled by the smoker, which spreads out to the surrounding space. Secondhand smoke... READ MORE

Beacon Links & Apps – January 2018

By: Barbara Ruben

Go take a hike You don’t need to scale Mount Everest to net the many benefits of hiking. Even a moderate one-hour hike can burn around 400 calories. Find a trail near you at www.hikingproject.com, which features GPS and elevation data, as well as user-generated tips for almost 14,000 trails, from beginner to advanced hikes. The website also offers a forum where hikers can compare... READ MORE

Latest scoop on coffee’s health benefits

By: Dr. Robert H. Shmerling

What a difference a few years can make. Not long ago, I was learning about the dangers of coffee — how it could raise your blood pressure, make your heart race, impair sleep, and maybe even cause cancer. Now, the World Health Organization (WHO) has taken coffee off the possible carcinogen list. And there’s increasing evidence that coffee might actually be good for you. So good that... READ MORE

New airline rewards cards without the fee

By: Lisa Gerstner

Frequent fliers can now sign up for a dedicated airline credit card from a major airline without paying up front. Delta and United have introduced no-fee cards that offer miles or credits that cardholders can redeem for flight purchases. The American Express Blue Delta SkyMiles card (16.74 to 25.74 percent annual percentage rate; 2.7 percent foreign-transaction fee) offers two... READ MORE