Simplify finances — for you and your heirs

By: Liz Weston

Simplifying and organizing our financial lives can make things easier for us while we’re alive and for our survivors when we’re not. This task becomes more urgent as we age. Our financial decision-making abilities generally peak around age 53, researchers have found, while rates of cognitive decline and dementia start to climb at age 60. Over time, we tend to become more... READ MORE

Store card could torpedo your credit score

By: Bev O’Shea

When a sales clerk cheerfully asks, “Would you like to save 20 percent on your purchases today by opening a card with us?” you may think you’re getting a bargain. But the reality sounds a lot less cheery: “Would you be interested in a low-limit card that could damage your credit standing?” Credit expert John Ulzheimer warns that opening a new store card could hurt your... READ MORE

How to make your encore career count

By: Sandra Block

Marci Alboher is vice president of Encore.org, a nonprofit that encourages baby boomers to use their skills and experience to help their communities. She’s the author of The Encore Career Handbook: How to Make a Living and a Difference in the Second Half of Life. Here is an excerpt of a conversation with her from Kiplinger’s: Kiplinger: Are there particular fields that lend... READ MORE

Is more tech in mutual funds a good thing?

By: Stan Choe

As technology takes over more of people’s daily lives, it’s also taking over ever-bigger chunks of their retirement accounts. Surging prices for technology stocks around the world mean the industry is making up a larger proportion of global markets. In the United States, Apple, Google’s parent company, and other tech companies account for nearly 24 percent of the Standard &... READ MORE