Nonrefundable fares vs. trip insurance

By: Ed Perkins

If you look at the many consumer complaints about the travel industry, one issue clearly rises to the top: nonrefundability. In exchange for giving you a price break, airlines, hotels, car rental companies, tour operators and others make your payment nonrefundable. Airlines allow you to alter a nonrefundable ticket, but only after a very stiff change fee, and only by spending the... READ MORE

How to make a move as smooth as can be

By: Daniel Carlson

Editor’s note: The following article is excerpted from the new book, Home Sweet Apartment: Getting Rightsized in Our Seventies, about how Daniel Carlson and his wife moved from their long-time house to an apartment. When we were younger, moving from one home to another was a fairly simple process: Pack belongings in old cardboard boxes from the A&P, rent a truck, line up friends... READ MORE

Assisted living for comfort, conversation

By: Carol Sorgen

Lisa Cini is one of the nation’s foremost experts on making living spaces comfortable and functional for seniors. Through Mosaic Design Studio, her firm based in Columbus, Ohio, she has been designing assisted living facilities for 25 years. Cini is also a speaker on the subjects of design, aging and technology, and has written two books — The Future is Here: Senior Living... READ MORE

Series sparks thought and conversation

By: Carol Sorgen

The newly founded Great Talk Maryland Series is hoping to bring people together throughout the state to discuss issues that matter to Marylanders and spark our curiosity. “Good old talk is still the ultimate art form and social engine that people crave,” said Great Talk President Eve Vogelstein. “The Great Talk Series will provide Maryland with a live forum to voice and exchange... READ MORE

Are your bonds lowering or raising risk?

By: Eleanor Laise

Most retirees hold a mix of stocks and bonds, assuming that their bonds will not only generate income but also cushion the fall if stocks crash. But are your bonds really taming your portfolio’s risk — or amping it up? For much of the past two decades, bonds could be depended on to zig when stocks zag. But now, some analysts and money managers are warning that the correlation between ... READ MORE

Massive study seeks 1 million volunteers

By: Lauran Neergaard

In a quest to end cookie-cutter healthcare, U.S. researchers are getting ready to recruit more than 1 million people for an unprecedented study to learn how our genes, environments and lifestyles interact — and to finally customize ways to prevent and treat disease. Why does one sibling get sick but not another? Why does a drug cure one patient but only cause nasty side effects in the... READ MORE