The best ways to invest in bonds today

By Steven T. Goldberg
Posted on November 03, 2010

Long-term, high-quality bonds have had an incredible run.Over the past 10 years, while stocks were going nowhere, the Vanguard Long-Term Treasury Bond fund returned an annualized 8 percent. Over the past three years, the fund returned an annualized 11 percent.This year, through mid-October, the fund returned almost 20 percent. In fact, Treasuries have been on a tear since 1981 when yields... READ MORE

Free long-distance calls via the Internet

By Kathy Kristof
Posted on October 25, 2010

The first time my daughter went overseas with her college classmates, I called our cell phone company to inquire about international connection plans. For just $6 a month, they told me, I could get “discounted” calls to wherever my daughter traveled.Some $200 in “discounted” calling charges later— which added up to less than two hours of phone time — I... READ MORE

It pays to shop around, even for funerals

By David Pitt
Posted on October 25, 2010

Funeral arrangements are among the steepest expenses we’ll face, but many important decisions are made emotionally rather than with a close eye on costs.“It doesn’t matter how much you spend, it doesn’t make a person any less dead. It doesn’t mean you love them any more or less and it isn’t going to bring them back,” said Josh Slocum, executive... READ MORE

Strings attached to high-interest accounts

By Candice Choi
Posted on October 02, 2010

With interest rates so stingy, making your money grow requires a little extra work.That’s why checking accounts that promise competitive interest rates are get ting so much attention lately. The rates dangled by some banks for these accounts are more than triple the current 0.67 per cent average rate on a one-year certificate of deposit, according to high-interest... READ MORE

Time to buy: blue chip stocks are on sale

By Beacon
Posted on October 02, 2010

The U.S. economy is a mess, and Europe and Japan aren’t doing any better. At first blush, shunning stocks altogether seems the wise course — even after September’s rally.But a funny thing has happened in the stock market.High-quality, large companies — blue chips — are trading at steep discounts to smaller, debt-laden stocks. Ditto for mutual funds that invest... READ MORE

Where to find decent returns with less risk

By Steven T. Goldberg
Posted on October 01, 2010

Even in the best of times, most older adults couldn’t care less about whether the stock funds they own top the performance charts or beat the stock market. What most of us — and a growing number of younger investors — want are mutual funds that produce decent profits in good markets, and, most important, limit losses in bad markets. That’s doubly true now, because these are... READ MORE

Politics block Social Security solutions

By Stephen Ohlemacher
Posted on October 01, 2010

Prospects appear bleak for fixing Social Security’s financial problems as the government retirement insurance program celebrates its 75th anniversary. Many Democrats adamantly oppose any cut in benefits to reduce cost, and some won’t accept a gradual increase in the retirement age — something that was done in the last overhaul in 1983. Meanwhile, Republicans say an increase in... READ MORE