Watch out for pitfalls after freezing credit

By: Lisa Gerstner

After a data breach at credit agency Equifax exposed the personal data of nearly 146 million Americans last year, you may have hurried to freeze your credit reports to help prevent identity theft. A credit or security freeze prohibits new lenders from viewing your credit report. In turn, a thief who attempts to use your Social Security number and other personal information to apply for a ... READ MORE

Businesses you can start with no money

By: Jackie Zimmerman

Starting a business is often a pricey ordeal. But low- or even no-cost ideas exist for aspiring entrepreneurs with unique and marketable talent. Take inventory of the skills you already possess, recommends Holly Reisem Hanna, founder of a career blog called, “The Work at Home Woman.” List your past jobs, education, training, passions, skills and talents to help identify vocational... READ MORE

Talk to your kids about their inheritance

By: Matt Hausman

Many parents fail to get their financial affairs in order, neglecting to take care of such things as wills, living wills and powers of attorney. But even those who think they’ve covered all of their estate-planning bases often leave one of the most important tasks undone: They fail to talk to their adult children about the money they’ll be leaving them someday. For many, I’ve... READ MORE

How corporate tax cuts may affect stocks

By: Daren Fonda

Stocks rose for months on hopes that tax cuts will fuel a surge in corporate profits and dividend increases. But despite some volatility lately, you haven’t missed the rally — it should last well into 2018, especially for the parts of the market that may benefit the most. One way to cash in is with shares of small and midsize firms. Such companies tend to pay taxes at higher... READ MORE

Ways to boost your retirement savings

By: Elliot Raphaelson

Saving enough for retirement is a challenge for most people. So why do so many ignore the incentives and tax advantages that are there for the taking? Perhaps they don’t know about them, or maybe they need reminders. With that in mind, here’s a list of steps to take to boost your retirement accounts. Take your employer’s matching contributions. If your employer matches... READ MORE

Five cheap stocks to buy for $20 or less

By: Dan Burrows

Stocks with low share prices can be a cost-effective way for small investors to diversify their portfolios. But even after a bumpy few weeks, the market remains near all-time highs and is as expensive as ever, making quality cheap stocks more and more difficult to find. Before a rising market tide lifted almost all boats, it wasn’t too tough to find stocks for less than $10 that... READ MORE