Invest in funds with consistent dividends

By: Elliot Raphaelson
Posted on: November 18, 2019

I have written before that retirees should maintain a significant amount of their investments in diversified stock investments. Although I have been retired for 24 years, I still keep about 50% of my investments in stock market, almost all of it in diversified mutual funds. I have always chosen funds that have a history of consistent earnings and dividends. I recognize that stock market... READ MORE

Avoid these financial pitfalls in retirement

By: Jeff Beyer
Posted on: November 15, 2019

Investing is a challenge at any age, but as you reach retirement, it becomes especially important to avoid making mistakes. When you’re younger, you have more time to recover from a bad investment or market downturn. However, when you are older and your investments are providing your income, it’s important to preserve your nest egg. There are things you can do to protect your... READ MORE

Money management is important for all

By: Alexis Bentz
Posted on: November 11, 2019

Last summer, I had the opportunity to study “across the pond” at Oxford University. While there, I used up roughly 75% of my spending money buying Moo-Moo’s milkshakes. It was perhaps not the most intelligent budgeting on my part, but what can I say? Those milkshakes were heavenly. My escapades in England exemplify how essential it is to be well-versed in the art of money... READ MORE

Will Social Security keep its promises?

By: Liz Weston
Posted on: November 07, 2019

The Social Security Administration will happily forecast your future monthly retirement check. Trouble is, it’s often off the mark. Understanding the sometimes-flawed assumptions underlying the estimate can help you make smarter decisions about when to claim your benefit. First, of course, you should know how to access those estimates. You can find yours online by creating a “My... READ MORE

New options to return online purchases

By: Anne D’Innocenzio
Posted on: November 06, 2019

Ahead of the holiday season, shoppers have more options to return unwanted items bought online as retailers look for new ways to drive traffic. Plenty of retailers like Target and Walmart allow shoppers to return at their brick-and-mortar stores items bought from them online. But now, a growing number of retailers are accepting even rivals’ returns. In July, Kohl’s started... READ MORE

Earn higher yields while doing good

By: Eleanor Laise
Posted on: October 10, 2019

What if you could measure your investment performance not only in terms of yield and total return but also by the number of small businesses financed, tons of waste reduced and affordable homes created? A growing number of “impact” investments allow investors to do just that — while also earning decent yields. Impact investments belong to a broader principles-based investment... READ MORE