Long-term care insurance: Buy or not?
Americans have a good chance of living well into old age these days, which is something to cheer about. But it also raises serious concerns for those who haven't planned for the possibility of long-term care needs. And the demand for those needs has never been greater. Take a trip back through the history of aging and the numbers are startling. From 2010 to 2020, the number of... READ MORE
Find the perfect retirement destination
Dear Savvy Senior, What resources can you recommend for researching good places to retire in the U.S.? My husband and I are interested in relocating to a warmer climate when we retire next year. —Looking to Relocate Dear Looking, Whether you’re considering seasonal escapes or a permanent change, there are a wide variety of digital resources that can help you find and... READ MORE
Find connection in community living
When Terri Garfinkel moved to Washington, D.C., from Ohio, she was navigating more than a relocation. Her husband, who had been diagnosed with dementia five years ago, had a few falls, and he required more care. So, last August, Garfinkel and her husband moved into Inspīr Embassy Row, a luxury senior living community in Dupont Circle, near their daughter. After her husband died last... READ MORE
I’m young in my senior living community
When I was a boy, I worked at an “old folks’ home” in the Tenley Circle neighborhood of Northwest Washington, D.C. The “old” people at what’s now Seabury at Friendship Terrace were fun and mellow. I liked that they didn’t have the cares and woes of the workaday world. I found that old people are young people who aged — some better than others. When I got older, I wanted... READ MORE
At some communities, never a dull moment
LouAnn and Howard Rau didn’t plan on moving into a retirement home until their later years, but after a visit to Oak Crest Senior Living in Parkville, Maryland, that included a hilarious presentation on downsizing and a dinner of steak and lobster, the two of them decided not to put it off any longer. The couple, now 72 and 69, made the move last summer. “We were coming here, and then... READ MORE
Plan a caregiving strategy for anyone
American retirees often become both givers and receivers of care and financial support. Usually, they are providers early in their retirement and end up as the recipients as they grow older and possibly outlive their retirement funds. People don’t often include these situations in their retirement planning. Figuring out how to prepare for them can protect you in retirement. Providing... READ MORE
Technology can help check in on loved ones
Dear Savvy Senior, After watching the coverage of the Nancy Guthrie kidnapping case, I’m worried about my own elderly mother, who lives alone in another state. I want to make sure she’s safe without being intrusive. Are there simple, affordable ways to check in on her from afar? —Concerned Son Dear Concerned, You’re not alone. High-profile cases like this often heighten... READ MORE
Solo aging in place can be bad for your health
For most of human history, people did not age alone. They lived in villages, extended families and small communities because sharing resources was not just a nice idea — it was survival. Somewhere between suburban sprawl and high-rise living, we replaced that model with something far more expensive and far more isolating: aging by yourself, in a house you can no longer maintain or in a ... READ MORE
How to find a quality nursing home
Dear Savvy Senior, Can you give me some tips on picking a good nursing home for my father? Since his stroke, I’ve been taking care of him at home, but he’s gotten to the point where it’s too much for me to handle. —Exhausted Daughter Dear Exhausted, Choosing a nursing home for a loved one that provides quality is a very important decision that requires careful... READ MORE
Find the right retirement community for you
In my hometown, my aunt worked at what everybody called the “old folks’ home.” I used to tag along as a boy because I liked the people who lived there. In the old folks’ home, ageist as that term is, people had roommates and ate community meals and maybe joined a weekly bingo game for entertainment. Oh, how times have changed. Four decades later, shopping for a new place... READ MORE
Housing 2026
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