How to pay for your next chapter
Nobody wants to spend their golden years languishing in a nursing home. They want fun, social connections and endless activities whether they are a bookworm or social butterfly. They also want access to care if and when they need it. But getting that doesn’t come cheap. The average cost for a retirement community is around $350,000, and that’s just the entry fee. The monthly service... READ MORE
Northern Virginia Senior Living News October 2026
New 55+ apartments open A new, modern apartment building for people 55 and older is now open in Dumfries, Virginia. Located near Potomac Mills, Sentara Northern Virginia Medical Center and Leesylvania State Park, The Harbor at Quantico Creek has affordable one- and two-bedroom apartments available for rent. Each unit has its own washer and dryer. The building has a fitness center, yoga... READ MORE
When family caregivers need professional help
Long before Virginian Nicole Subryan Bailey considered herself a caregiver, she was bringing a blood pressure monitor on dates. Bailey was studying to be a nurse when she met her now-husband, who had severe hypertension. During dinners and walks in the park, she would check his blood pressure and urge him to take his medication. Over their 27 years together, Bailey’s caregiving... READ MORE
Protecting assets when Medicaid is needed
Q: My mom suddenly needs to be in a nursing home. Should I spend down her assets so she qualifies for Medicaid? A: If you’re in a situation where your mother needs nursing home care, you may be thinking your only option is to spend down her assets so she can qualify for Medicaid. Unlike Medicare, Medicaid does pay for long-term care. But whittling an older parent’s money down to... READ MORE
Before the move: Home care, respite and other options
In my 34 years in long-term care, the most consistent planning misstep I have seen is not a bad decision. It is a family who does not know there is anything between leaving things as they are and moving a loved one to a facility. There is meaningful space between living at home and moving into a community. These options include in-home caregiving, adult day services and respite... READ MORE
Ways to prepare for long-term care
Far too many people ignore the topic of long-term care because they are worried about whether they can afford it. But many, if not most of us, will need it at some point in our lives. Someone turning age 65 has about a 70% chance of needing some kind of long-term care service or support for the rest of their life. The cost of long-term care is continuing to rise, but there are ways you... READ MORE
Make your home safer as you age
Dear Savvy Senior, What simple tips can you recommend for making a home age-friendly? My husband and I are in our late 60s and want to remain living in our home for as long as possible. —Homebody Hanna Dear Hanna, Many older adults, like you and your husband, want to stay in their own home for as long as they can. But being able to do so will depend on how easy it is to... READ MORE
D.C. Senior Living News October 2026
The Reeds at 1910 to open A brand-new 62+ housing community is coming soon to Wheaton, Maryland. Columbus Property Management plans to open The Reeds at 1910 in early October. “We are excited to welcome seniors 62 and older to The Reeds at 1910, our brand-new senior apartment building near downtown Wheaton,” said Sarah Constant, senior vice president of the real estate development... READ MORE
Older adults embrace cottage living
Like the rest of America, the D.C. metro area is going gray. And if you’re in that demographic group, you may wonder what’s the best thing to do about housing as you age. Some residents want to stay in their homes, but others may want to move to a smaller place that is not a high-rise or a townhome. So called “cottage clusters” could be the answer. A West Coast trend, cottage... READ MORE
Long-term care insurance: Buy or not?
Americans have a good chance of living well into old age these days, which is something to cheer about. But it also raises serious concerns for those who haven't planned for the possibility of long-term care needs. And the demand for those needs has never been greater. Take a trip back through the history of aging and the numbers are startling. From 2010 to 2020, the number of... READ MORE
Housing 2026
#Independent Living #Housing #Savvy Senior #Retirement #The Savings Game
