How online stores trick you into buying

By: Joseph Pisani
Posted on: March 06, 2020

Sale ending soon! Only two left! This is a hot item! If you’ve shopped online, you’ve probably seen those messages. What you may not realize: They’re designed to make you spend more. Online stores have adopted tricks used for years by infomercials and home shopping networks. The only difference now: Online stores are trying to get you to click the buy button. After reviewing... READ MORE

Beware of potential 2020 Census scams

By: Jim Miller
Posted on: March 03, 2020

Unfortunately, scams have become a persistent problem when the U.S. Census Bureau does its once-a-decade count of the U.S. population. Here’s what you can expect from the 2020 Census in the coming weeks, and how you can protect yourself from potential scams. Census forms coming soon In mid-March, you and nearly every other U.S. household will receive an invitation in the mail to... READ MORE

A comprehensive guide to retirement

By: Elliot Raphaelson
Posted on: February 26, 2020

Those who wish to educate themselves about retirement planning have a lot of books to choose from. Most people, however, have the bandwidth to read maybe one or two books on the subject. The challenge becomes how to pick the best comprehensive guide. A good choice is Your Complete Guide to a Successful and Secure Retirement (Harriman House), by retirement planning experts Lawrence... READ MORE

Simple driving tips that save gas, money

By: David Muhlbaum
Posted on: February 25, 2020

When fuel prices spike, lots of tips and tricks to save on gas get trotted out. They’re not all worthy. Here are several that don’t violate the laws of physics, compromise safety or insult your intelligence: Get the junk out of the trunk Car engineers spend a lot of time engineering pounds, ounces and grams out of today’s cars. Don’t undo their efforts by leaving anything... READ MORE

Avoid these common investment biases

By: Elliot Raphaelson
Posted on: February 21, 2020

Many investors have biases when they structure or make changes to their portfolios. Omar Aguilar, chief investment officer of equities and multi-asset strategies at Charles Schwab, addressed some of these biases at Schwab Impact 2019, a gathering of finance industry experts in San Diego in November. They included the following: —Recency bias: This is the tendency to invest based on... READ MORE

Ways to make some money on the side

By: Neale Godfrey
Posted on: February 20, 2020

As we recovered from the recession, many people who wanted to work took any extra jobs they could. In my day, we called these gigs part-time work, second jobs or moonlighting. But today they have been dubbed “side hustles.” A side hustle is usually taken in addition to your other work, or you can string a bunch together. You are freelancing to supplement your income. Let’s face... READ MORE