How to collect your unclaimed bonds, funds, refunds

By: Kiplinger’s Personal Finance
Posted on: February 20, 2012

Although there are plenty of scam artists who claim to be from the IRS, this announcement is for real: The Internal Revenue Service is holding on to $153.3 million worth in tax refund checks that were returned to the agency because of mailing-address errors.The average check is $1,547, so it could be worthwhile doing a search using the IRS’s “Where’s My Refund?” tool ... READ MORE

Learn these rules to profit in the market

By: Jeffrey R. Kosnett
Posted on: February 13, 2012

It’s no longer the stock market — it’s the stuck market. Or at least that’s what it seemed like for much of last summer and fall as the Dow Jones industrial average fluctuated between roughly 10,500 and 11,600.What’s upsetting is that all that motion didn’t earn you much. The major market indexes and your investment balances ended up flat after weeks or... READ MORE

It pays to pay attention to stock fund fees

By: Mark Jewell
Posted on: February 13, 2012

Price-conscious or not, consumers invariably slip from time to time. What’s the big deal if you buy something you want for $1.50 at a convenience store rather than spend $1 at a discounter?It can seem that way with mutual fund expenses, although investments clearly aren’t impulse buys. Many investors give little thought to the impact of choosing a fund that charges 1.5 percent... READ MORE

Dividend-paying stocks still looking good

By: Mark Jewell
Posted on: February 06, 2012

Stock investors as a group ran in place in last year. The Standard & Poor’s 500 index ended 2011 about where it started.Invest in a stock mutual fund, and you likely ended up losing because of fee expenses. About three-quarters of the U.S. stock fund categories that Morningstar tracks closed out the calendar year with a loss.That’s another knock for investors who are still... READ MORE

Money missteps many grandparents make

By: David Pitt
Posted on: February 06, 2012

It’s so tempting to want to give your grandchildren everything, and to put their wants and needs first.However, one of the common money mistakes grandparents make is to put spending on grandkids ahead of their own retirement security.Here are three money missteps grandparents make and ways to avoid them:1. Excessively spoiling grandchildren Financial advisers and estate planners have... READ MORE

Social Security and Medicare Qs and As

By: Beacon
Posted on: January 30, 2012

The Social Security Administration answers some common questions about Social Security and Medicare benefits.Question: I know that Social Security’s full retirement age is gradually rising to 67. But does this mean the “early” retirement age will also be going up by two years, from age 62 to 64?Answer: No. While it is true that under current law the full retirement age is... READ MORE