Opening the door to discounts, freebies

By: Jamie Lee Pricer
Posted on: January 29, 2014

Editor’s note: The Coachella Valley world of discounts for seniors is too extensive to cover in one story. Look for more in future issues.Growing older has its perks.You’ve heard that before, then remember your groaning knees and creaky back and snort.But life is not all painful — take the world of senior discounts that abound in the Coachella Valley.First, you have to get ... READ MORE

Stores are getting stingy about returns

By: Kaitlin Pinsker
Posted on: January 16, 2014

As you’re double-checking your holiday shopping list, tack on a reminder to read each store’s return policy before making your purchase. Some retailers are feeling a little less generous when it comes to returns. Such stingier policies are intended to combat return fraud. Fraudulent returns cost retailers $8.9 billion in 2012, according to the National Retail Federation, $2.9 billion ... READ MORE

How to cool the cost of high heating bills

By: Jonathan Fahey
Posted on: January 11, 2014

After two years of flat or lower fuel prices, many residents will pay sharply more to heat their homes this winter, according to government forecasts. Fortunately, there are a number of ways residents can blunt the expected rise in heating bills — beyond putting on a turtleneck. Staying warm is expected to cost more because fuel prices are rising and forecasts call for cooler... READ MORE

Good financial advice that’s available free

By: Anya Kamenetz
Posted on: December 17, 2013

Between the rocky rollout of Obamacare and the government shutdown and debt ceiling crisis, it’s been a jittery season for finances.There’s so much new information, and so many decisions to be made with the facts in flux: sell or hold stocks? Change your health plan or stick with what you’ve got?We live in a time when there are more avenues than ever for learning about... READ MORE

Profiting from the new oil and gas boom

By: Kathy Kristof
Posted on: December 06, 2013

Decades of importing crude from the vast Arabian deserts left many people believing that America’s dependence on foreign oil was as inevitable as the tide. But sweeping changes in the way oil and gas are extracted are challenging that assumption.The United States, which was once so dependent on imported oil that energy laws were designed to conserve domestic reserves, is now expected... READ MORE

Investing to earn 4 to 8 percent or more

By: Nellie S. Huang
Posted on: August 29, 2013

To earn up to an 8-percent yield in a world where safe investments pay 1 percent or less requires accepting significant risk. But if you really want or need to boost return and are willing to take some risks to do so, read on.Many of today’s best bets for high yields — master limited partnerships (MLPs), mortgage-owning real estate investment trusts, and business development... READ MORE