A way to pick up a few bucks
Barry Belle spent 30 years as a project manager for the Whiting-Turner Contracting Company. But when the 75-year-old Pikesville resident retired in 2014, he still wanted to work — just not as much. “I just wanted to get out of the house two or three days a week,” said Belle, who’s now a driver for the ride-booking services Uber and Lyft, in addition to having private... READ MORE
Whether to work part-time in retirement
Some people’s retirement dreams consist of having the time to do what they want, unencumbered by the demands of working. For others, staying in the workforce on a part-time basis, either out of necessity or by choice, is a core component of their retirement picture.Keeping a hand in the workforce is a growing trend, and for good reason: Part-time employment in retirement is a way to... READ MORE
How not to get ripped off for car repairs
It’s the moment every car owner dreads. The mechanic comes out of the garage to say your ride needs repairs costing hundreds of dollars.Then two big questions pop into your brain: Are the fixes really needed? Am I being overcharged?There might not be a way around getting the car fixed, but there are ways to stay in control of the situation. But it takes some work and planning both... READ MORE
Don’t fall victim to fraud after hurricanes
In the wake of Hurricanes Harvey and Irma, two things are certain: 1) Texans and Floridians will rebuild and repair, and 2) scammers will be lurking — ready to take advantage of victims, their circumstances and the people lending a hand to help. Preventing natural disaster relief scams is impossible. But informed citizens doing their research can avoid falling... READ MORE
FAQs about Medicare: Filling the gaps
Every day, my in-box is filled with questions from readers about the nuances of Medicare. The following frequently asked questions concerning signing up or changing your coverage will help you navigate the system and deal with tricky issues.Q: Why do I need Medigap insurance?A: Even with Medicare, you still have to pay deductibles and co-payments. Most people buy... READ MORE
How to track down your forgotten cash
If you’ve ever pulled a $20 bill out of the pocket of an old pair of pants or a mothballed winter overcoat, you know the pure joy of finding money you didn’t know you had.But many of us have much larger sums languishing in old bank accounts, forgotten insurance policies, uncashed paychecks, and other relics of our financial lives.When an account is inactive for a certain period... READ MORE
A good problem to have: saving too much
The most fundamental financial advice — to consistently save — is absolutely correct. What’s less obvious, yet equally correct, is that you can also save too much.In order to strike the right balance between diligent saving and saving too much, you need a blueprint.When saving goes too farI recently met with two of my clients, we’ll call them Larry and Laura (not... READ MORE
Nervous investors look to dividend stocks
While most investors are publicly celebrating this record-setting bull market, many tell me in private that they’re nervous about the possibility of a downturn.People have different reactions when the market does so well for so long. Some are sure they should get out, but greed won’t let them pull the plug. Others are eager to get in on the action, but fear won’t let them... READ MORE
Widows need an attorney to protect assets
Recently widowed women and their children are vulnerable. After losing a spouse, many women are treated poorly. They need a champion with expertise in estates, contracts, competency, and other legal subjects. As explained below, this area of law is effectively a “wronged widow” practice.For centuries, numerous people have profited from the death of a colleague, friend or... READ MORE
Let’s retire these five myths of retirement
After decades of paychecks, you might be counting the days before you can leave your job for good.Every day is a free day. Waking when you like, drinking coffee in the sunroom, and puttering around the house to your heart’s content may be your retirement dreams. But the truth is that those visions are not what the retirement lifestyle usually turns out to be. online pharmacy buy... READ MORE
