Where to find decent returns with less risk
Even in the best of times, most older adults couldn’t care less about whether the stock funds they own top the performance charts or beat the stock market. What most of us — and a growing number of younger investors — want are mutual funds that produce decent profits in good markets, and, most important, limit losses in bad markets. That’s doubly true now, because these are... READ MORE
Politics block Social Security solutions
Prospects appear bleak for fixing Social Security’s financial problems as the government retirement insurance program celebrates its 75th anniversary. Many Democrats adamantly oppose any cut in benefits to reduce cost, and some won’t accept a gradual increase in the retirement age — something that was done in the last overhaul in 1983. Meanwhile, Republicans say an increase in... READ MORE