Income for life with longevity insurance

By Dave Carpenter
Posted on October 14, 2011

Odds are growing that you’ll live past 85. But will your money last that long? And what if you make it to 95 or 100?With life spans lengthening, those nearing retirement may want to consider financial protection to guard against the possibility of outliving their money.It’s now increasingly available in the form of longevity insurance, which usually involves giving a sum of... READ MORE

A good time to invest in discount stores

By Mark Jewell
Posted on October 01, 2011

The economic news is gloomy, and the stock market is a roller coaster.So where are mutual fund managers finding real values, aside from bargain-hunting among stocks with depressed prices?Top fund manager Chuck Akre sees lasting value in the stocks of three discount retailers, each with a gain of more than 20 percent this year. They’re among the top holdings in the Akre Focus Fund.The... READ MORE

Avoid scams by checking on businesses

By Kimberly Lankford
Posted on October 01, 2011

Q. It seems that every day I hear about someone being ripped off. Are there some good resources to help protect myself against scam artists?A. Although scam artists have been especially busy taking advantage of the economic downturn, there are resources to help you check out a company or an adviser before you become a victim — and help you file a complaint if you have a problem.Start... READ MORE

The best options for stashing your cash

By Dave Carpenter
Posted on September 16, 2011

Cash is king again for many unsettled investors.The crisis in confidence that has spooked investors this summer is prompting many to pull their money from the stock market, with others poised to follow.The problem is, where to park it?Here’s a look at the safest options and what you can earn on your cash.If you’re primarily concerned about limiting your risk, you’ll want... READ MORE

Cash-rich stocks to consider purchasing

By Kathy Kristof
Posted on September 16, 2011

Is cash king, or is cash trash? If you’re an investor, the question has never been so pertinent or pervasive.Dozens of major corporations reacted to the recession the same way consumers did. They started paying off debts and building up cash reserves.The industrial companies in Standard & Poor’s 500-stock index are now sitting on a record stockpile, estimated at $959... READ MORE

Consider mutual funds that limit volatility

By Mark Jewell
Posted on September 01, 2011

The best move for an investor suffering from stock shock might be to stick with the market. But do it in a way that takes some of the edge off its ups and downs.If you want smoother investment returns, put your money in a bond mutual fund. But don’t forego stock funds whose managers strive to reduce volatility.A few have consistently delivered on that difficult-to-achieve goal. And... READ MORE

Will uncertainty affect healthcare stocks?

By Dave Carpenter
Posted on September 01, 2011

Healthcare stocks historically provide a relatively safe haven in roiling markets. They’re less tethered to the economy’s every movement than other stocks and tend to be less volatile.Anxious investors might be considering putting money in the sector, but the current outlook is complicated by uncertainty over the government’s changing involvement in healthcare. The wild... READ MORE

Retirement account loans get a bum rap

By Elliot Raphaelson
Posted on August 19, 2011

According to a recent article in the Wall Street Journal, the percentage of individuals borrowing from their 401(k) accounts has increased dramatically the last few years.Some members of Congress feel that this is a dangerous trend, and they are proposing legislation to make it more difficult for individuals to take out these loans. They apparently feel that people who take them are... READ MORE

Some housing stocks rise despite market

By Mark Jewell
Posted on August 01, 2011

Real estate investing doesn’t have to be a losing proposition, whether home prices continue to slip or not.Ross Meredith has a lot of money riding on that notion, and it’s worked out lately. The retired bank examiner owns stock in companies called real estate investment trusts (REITs), which own commercial properties. Those six REIT stocks have returned an average of about 20... READ MORE

What investment pros are buying today

By Dave Carpenter
Posted on August 01, 2011

A slumping stock market and economic difficulties make this a challenging time for investors looking for the best place to put their money.No consensus emerged among the nearly 1,700 financial planners and fund managers attending the annual Morningstar Investment Conference. But many floated ideas for good buys and strategies in this difficult environment.Several professionals offered up... READ MORE